One of the first tactics of an insurance adjuster is to call and request a recorded statement about the accident and your injuries. Bear in mind, although they are trained to be pleasant and reasssuring, their goal is to pay you as little as possible to settle your injury claim. Their loyalty is to their employer, the insurance company. The purpose of a recorded statement is to record your description as to how the accident happened and to minimize your description of the extent of your injuries. I would recommend that you not give a recorded statement until you have had an opportunity to consult with a lawyer. Likewise, the insurance adjuster has no need to have access to your private medical information obtained by having you sign a medical authorization immediately after an accident. If and when you present a claim for your injuries your medical records will be provided to them at that time.    Click here to ger your free books!

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Q: Should I give a recorded statement or sign the forms the insurance adjuster has sent?

A: One of the first tactics of an insurance adjuster is to call and request a recorded statement about the accident and your injuries. Bear in mind, although they are trained to be pleasant and reasssuring, their goal is to pay you as little as possible to settle your injury claim. Their loyalty is to their employer, the insurance company. The purpose of a recorded statement is to record your description as to how the accident happened and to minimize your description of the extent of your injuries. I would recommend that you not give a recorded statement until you have had an opportunity to consult with a lawyer. Likewise, the insurance adjuster has no need to have access to your private medical information obtained by having you sign a medical authorization immediately after an accident. If and when you present a claim for your injuries your medical records will be provided to them at that time.   


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