Homeowners insurance policies will provide coverage for the negligence of the homeowner. Almost any act of a neighbor handling or permitting the use of fireworks which cause someone to be injured would be considered negligence and should be covered. The typical homeowners insurance policy in Florida provides up to $300,000 in liability coverage to pay for serious injuries and losses.  Click here to ger your free books!

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Q: If my child suffers a fireworks injury at a neighbor's house, what insurance is available to pay for their injury and medical costs?

A: Homeowners insurance policies will provide coverage for the negligence of the homeowner. Almost any act of a neighbor handling or permitting the use of fireworks which cause someone to be injured would be considered negligence and should be covered. The typical homeowners insurance policy in Florida provides up to $300,000 in liability coverage to pay for serious injuries and losses. 


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